Jharkhand government has started a new scheme for farmers. This scheme will free them from the loan that they have taken and give them an unknown motive to live life. This scheme will help farmers to live a happy life.
KCC limits will be available for long-term investment credit requirements and working capital requirements of agriculture and allied activities. Interest subvention/incentive for prompt repayment is to be provided as per norms.
Eligibility
Kcc loan mafi is an ICICI bank scheme that allows farmers to get hassle-free credit to meet their daily needs. The distinction is provided in the form of a Kisan Credit Card (KCC) and can be repaid through monthly/yearly/installments as per convenience. The maximum permissible limit of the loan is Rs. 2 lakh. This credit is provided to all farmers, including tenant farmers, oral lessees, and sharecroppers. Besides, the KCC also provides investment credit to purchase cattle and agriculture equipment.
o KCC credit limit may be fixed by banks based on the anticipated production and post-harvest expenses, working capital requirements of individual farmers/groups of farmers/ Self Help groups/ Joint Liability Groups/ Tenant Farmers/ Oral Lessees/ Share Croppers, etc., or Term and working capital limit may be fixed based on the unit cost of the asset/s proposed to be purchased by the farmer and the bank’s judgment on repayment capacity vis-a-vis total loan burden devolving on the farmer, taking into consideration the existing loans outstanding.
All the terms and conditions of the Kisan Karz Mafi Yojana are as follows: o One-time documentation at the time of first availment of credit – mortgage deed (SD-12 or AD-13) and letter of undertaking for disclosure to CIBIL; o Simple declaration for renewal of limit by the borrower about crops raised/ proposed to be grown; o Rate of interest is linked to MCLR but Government supported interest subvention/ incentive for prompt repayment will be available as per norms. Insurance for notified crops will be provided as per extant guidelines.
Documents required
The KCC scheme provides cash credit to farmers for their cultivation needs. It also offers an interest subvention and prompt repayment incentive benefit to the farmers for a limit of up to Rs 3 lakh per farmer (comprising short-term crop loan and working capital loan for animal husbandry and fisheries).
Farmers will get a free ATM cum debit card which can be used for withdrawals at any bank branch or ATM. The debit card has magnetic stripes, and only biometric authentication is required for its use. The card is valid for five years. The cardholders will also be provided with crop insurance for the notified crops.
The documents that need to be submitted by the farmers are a radar number, proof of residence, an undertaking letter for the disclosure of CIBIL information, and the documents stipulated in the sanction advice. The farmers can operate their KCC account through banks, ATMs, BC points, and point-of-sale machines with input dealers/man dies.
CSC Login
CSC Login is the login process for CSC e-governance service providers and citizens to access the CSC digital seva portal. The CSC portal allows citizens to avail of a wide range of government and public utility services, including online registration processes for various schemes. Citizens can also access a number of business services on the portal. To login to the CSC portal, you will need a valid username and password. You can find these details in your user manual or on the CSC website.
Digital Seva, an integral component of the government’s broader Digital India initiative, seeks to bridge the gap between citizens and essential services, notably in rural and remote areas. The program entails the establishment of a comprehensive network of Common Service Centres, or CSCs, as well as a variety of B2C offerings and e-governance solutions.
Local entrepreneurs operate the centralized hubs and offer a comprehensive suite of digital services, from pivotal tasks such as Aadhaar card enrollment to online bill payment and mobile recharge. They are manned by dedicated staff members who are knowledgeable in the provisioning of these services and can facilitate seamless portal access. The centers are equipped with a host of workstations that enable efficient and effective service delivery.
Once you have created a username, you can log in to the CSC Navigator portal by following these steps: First, select your preferred identifier from the list of options provided. This can be your membership or pension ID, email address, or phone number. You will then be directed to the next page, where you can set up Multi-Factor Authentication (MFA) for your account, which is highly recommended.
You can use the CSC login portal to register for state and central government schemes. In addition, the portal provides access to a range of business services, such as e-governance and digital services. Moreover, it is a convenient way to access banking services. You can even open a bank account through the portal. The system also enables you to track your loan status and make payments. The portal is easy to navigate and is available for free.
Kisan Karj Mafi Yojana List 2023
Kisan Karj Mafi Yojana is a scheme launched by the government of Uttar Pradesh that waives farmers’ debt. The project aims to help small and marginal farmers who face hardship due to natural calamities like floods, droughts, etc. The government has compiled the list of beneficiaries for the scheme, and you can check your name on it. You can also contact your bank or cooperative society to find out whether your loan has been waived.
If you want to check your name in the Kisan Karj Mafi Yojana list, you must visit the official website of the UP government. On the homepage, click on the “Kisan Karj Mafi Yojana List 2023” option. You will be redirected to the login page, where you will need to enter the required information. Enter all the details carefully and correctly, and then click on the “Submit” button. Then, a dashboard will appear on the screen that shows you your status in the list.
After you have completed the registration process, you can get a list of all the farmers that have been declared eligible for the scheme. You can download the list from the website and then print it out. The list will contain the names of all the farmers who have been cleared for the waiver of their loans. Moreover, the list will also include the names of those who have been excluded from the scheme due to any reason.
The UP government has launched a user-friendly online portal for individuals who wish to apply for a loan waiver. The website allows you to submit all the necessary documents and has a simple interface that makes it easy to navigate. You can also find detailed instructions on how to fill in the form and what to do next.
To make the most of this facility, you should follow all the guidelines provided by the UP government to avoid any mistakes in your application. This will prevent your application from being rejected. Moreover, you should submit all the documents that are required in order to ensure that your application is processed quickly and accurately.
