There are several reasons to buy online. There are some good deals to be had. The variety is mind-boggling. The shopping experience is healthy.
Shipping is fast. Returns are also simple with the right e-tailers. Consumers have never seen it cheaper or easier to shop. And if you’re completely veiled and gloved, it’s better than going out in the age of COVID.
Be calm. Although the statistics of online shopping are concerning, they do not deter you from shopping online. You simply ought to use common sense to take sound advice.
You’re shopping online, and you’ve discovered a fantastic bargain on a new camera that you don’t want to pass up.
Top 10 tips for Safe Online Shopping – You, on the other hand, have never heard of the retailer. Or maybe it’s someone you know, so you have a feeling something isn’t quite right…
Do you take the chance and purchase the camera? Or can you take the secure route and terminate the transaction? When shopping online, you’ll need some safety precautions.
Always check if you are browsing on a safe website.
Today, I will give you the golden top 10 tips for safe online shopping, let’s get right into it…
Use websites that are well-known and familiar
The first and most important tip of the top 10 tips for safe online shopping is to use know websites.
Start by visiting a reputable website. When you get through the first few pages of ties, search results can be rigged to lead you astray. If you’re familiar with the web, it’s less likely to be a scam.
We all know Amazon.com sells everything under the sun; similarly, about every big shopping outlet, from Target and Best Buy to Home Depot, has an online store.
Be wary of misspellings or pages that use a separate top-level domain (for example,.net instead of.com) — these are the oldest tricks in the book.
Yes, the sales on these pages seem appealing, but that is how they manipulate you into giving up your information.
Don’t trust these amazing deals and check the seller
Top 10 tips for Safe Online Shopping – Have you seen an ad on Facebook or Instagram promising ridiculously low rates or an enticing offer of free stuff? According to the US Federal Trade Commission, reports of lost income from social media fraud have more than tripled in the last year (FTC).
Remember, if an offer seems to be too good to be true, it probably is. The FBI discovered that many of the websites at the forefront of its recent wave of complaints were promoted on social media networks.
Before you buy, compare costs. Unusual low prices may be a red flag that you’ve landed on a bogus website designed to steal your personal information or money.
Top 10 tips for Safe Online Shopping – Out of these top 10 tips for safe online shopping, don’t forget to perform your due diligence if you are concerned about a website. The BBB has an online archive as well as a scam tracker. Retailer reviews abound on Yelp and Google.
Put companies through their paces before handing over your credit card details. Non-delivery/non-payment is the most common cybercrime complaint for a reason: it hurts, both financially and emotionally.
However, online feedback can be manipulated. If you just see positive reviews and you’re not sure if the writers are real customers, trust your intuition.
Top 10 tips for Safe Online Shopping – If nothing else, make certain that you have a specific address and a working phone number for the seller. If things go wrong, you have a place to file a report. In reality, call them before you order so you can explain a return policy and where to go if you have any problems after you buy.
Using an online store that needs more details than is required to complete the transaction.
Expect to have a payment method, a shipping address, a phone number, and an email address, but if the vendor demands additional details, walk away.
Top 10 tips for Safe Online Shopping – You should never send them your bank account number, social security number, or driver’s license number. Some businesses will ask you questions about your preferences, but these should always be optional, and you should be careful about answering them.
Is the merchant selling, renting, or sharing your information? Check the site’s privacy policies to see how vulnerable your information can become.
Top 10 tips for Safe Online Shopping – Many stores explicitly state that they do not exchange, sell, or rent customer information; others claim ownership of your information and the right to use (or abuse) it as they see fit. Stick with businesses that value your privacy.
This is a very important tip of the top 10 tips for safe online shopping…
Keylogging programs are often written by cybercriminals to run secretly in the context of your computer, concealed from view.
You could have installed them by mistake by clicking on a pop-up or a connection in a spam email. And they are nearly impossible to detect if you do not have good Internet protection.
When you make a transaction, keylogging programs record every keystroke you use to enter your name, password, and credit card information. In a nutshell, they log everything you type on your keyboard.
Top 10 tips for Safe Online Shopping – This information is then transmitted to a remote computer/hacker, who can use your card to buy merchandise for themselves or sell the data to other cybercriminals who use it to purchase products to be shipped to a temporary address, stealing your money, and potentially identifying you in the process.
Installing good internet protection is an easy online shopping tip. Premium Internet security solutions often provide a feature known as a “virtual keyboard.”
When you enter a username or password, a picture of a keyboard appears on the screen, and you can finish the process by clicking with your mouse on the virtual keyboard. This thwarts keylogging programs, which depend on you using the PC’s keyboard.
Create strong passwords, and make an inoculation for your computer
Now, focus on me because what I’m about to say is very important in the top 10 tips for Safe Online Shopping…
Top 10 tips for Safe Online Shopping – PCMag readers were asked whether they changed their passwords often. Eleven percent claimed to do so daily, but those individuals are either suspicious liars or paranoid liars. The overwhelming majority only change their passwords a few times a year (27 percent) or, more likely, never (35 percent).
If you’re going to be like the latter party, we’ll go over how important it is to use uncrackable passwords once more. It is especially important when banking and shopping online.
Our old password-creation tips can come in handy at a time of year when shopping around almost certainly means developing new accounts on e-commerce sites.
Even the best password isn’t flawless. Use a password manager to generate uncrackable passwords for you. It will keep track of them and enter them for you, so you don’t have to.
Swindlers don’t just sit around waiting for you to give them information; they’ll often give you something extra to move things along. You must protect yourself against malware by updating your antivirus software regularly.
Top 10 tips for Safe Online Shopping – Better still, invest in a full-fledged security suite that not only includes antivirus software but also combats spam, spear-phishing emails, and website phishing attacks (the latter two try and steal your info by mimicking a message or site that looks legit).
It’s important to remember that simply having it installed isn’t enough. Ensure that the anti-malware software is still up to date.
Otherwise, they are vulnerable to new threats — and there are always new threats. So, out of the top 10 tips for Safe Online Shopping, don’t forget this one.
Always check your statements and avoid public shopping
Top 10 tips for Safe Online Shopping – Don’t wait until the end of the month to pay your bill. View electronic statements for your credit card, debit card, and checking accounts regularly, particularly during the holiday season.
Look for any fraudulent charges, including those from payment sites such as PayPal and Venmo. (After all, there are multiple ways to get your money.)
Also, one good thing to remember in the top 10 tips for safe online shopping is that you can certainly only make online purchases with a credit card. Scammers have full access to your bank accounts if your debit card is compromised.
Top 10 tips for Safe Online Shopping – Any seller who requests a particular type of payment, such as wired funds, is a major red flag. The Fair Credit Billing Act guarantees that if you are scammed, you are only liable for up to $50 in unauthorized credit card charges. And if you are dissatisfied with a purchase you made, there are safeguards in place.
If you see anything amiss, pick up the phone and contact the appropriate party as soon as possible. When it comes to credit cards, just pay the bill when you are certain that all of your charges are right.
However, you only have 30 days to inform the bank or card issuer of any problems; after that, you can be held responsible for the charges.
In the top 10 tips for safe online shopping, using VPNs is very important, If you’re using a public hotspot to shop, stick to well-known networks, even if they’re open, such as those available at Starbucks or Barnes & Noble.
Any of the providers in our roundup of the Fastest Free Nationwide Wi-Fi can be relied on, but to be secure, you should probably also use a virtual private network (VPN).
Order from a good connection and use PayPal or credit card
Your financial information and passwords are at risk of being compromised if your device is not shielded from potentially malicious software (and everything else you store on your computer or do online).
This is such a simple idea, but only a small percentage of the US population sufficiently protects their devices. Use a safe link and switch on your computer’s firewall.
Top 10 tips for Safe Online Shopping – If you shop online and are connected to a wireless network, the information must be secured so that anyone lurking outside the house cannot access it. When using a public network, avoid making any financial transactions because you do not know if it has been hacked.
top 10 tips for safe online shopping – remember to not use a debit card or check instead, as these do not have the same security safeguards in place to protect you in the event of a problem.
Credit card transactions limit your exposure to no more than $50 in fraudulent charges if your financial information is stolen and the funds in your bank account remain unaffected.
Most debit cards do not have this security, and even if they do, you are the one who is out of money in the meantime.
Consider reserving one credit card solely for online purchases and transactions. This way, if the card is compromised, you can easily disable it without interfering with other types of transactions.
Seek for the lock
Never use your credit card to purchase something online from a platform that does not have SSL (secure sockets layer) encryption enabled — at the very least. If the site has SSL, the URL will begin with HTTPS rather than simply HTTP.
Top 10 tips for Safe Online Shopping – An icon of a locked padlock will appear, usually to the left of the URL in the address bar or the status bar down below; depending on your browser, this will be to the left of the URL in the address bar or the status bar down below.
HTTPS is now required even on non-shopping websites, and Google Chrome flags any page lacking the extra S as “not safe.” As a result, a site lacking it should stand out even more.
Use your phone and don’t overshare
Top 10 tips for Safe Online Shopping – Paying for things with your mobile is fairly common in brick-and-mortar stores these days, and it is safer than using your credit card. Using a mobile payment app, such as Apple Pay, creates a one-time-use authentication code for the transaction, which no one else will ever steal and use.
Plus, you’re avoiding card skimmers if you just go to places that allow phone-based payments, you don’t even need to bring your credit card with you.
What difference does it make if you’re doing your shopping online? Many phone apps now support Apple Pay and Google Pay payments. To make it happen instantly, all you need is your fingerprint, face, or passcode.
And always remember this tip out of the top 10 tips for safe online shopping, remember that no online retailer needs your Social Security number or birthday to conduct business.
However, if thieves obtain them as well as your credit card information, they may cause significant harm. The more scammers who know about you, the easier it is for them to steal your identity.
When possible, give up as little personal information as possible. Major sites are constantly hacked.
Follow these tips
On my last tip of the top 10 tips for safe online shopping, you need to follow these tips…
- Read the Terms and Conditions before purchasing a Gift Card, If the gift card is for someone else, be certain that the store is legitimate, that the individual uses the store, and that there are no additional requirements.
- Often double-check the company’s shipping policies, Some merchants charge exorbitant shipping fees, which can turn a good deal into a costly error. Look at what they offer monitoring and insurance. Learn about the carriers they use, and be particularly vigilant if the item will not be delivered within 10 days.
- Make use of a reputable internet security application, Using an effective internet protection product is also the safest way to remain secure online. Shopping is no different. Rather, as the number of goods and data exchanged online grows, security features such as real-time anti-phishing and identity theft protection are more relevant than ever.
- Take note of the specifics, Keep the purchase information in a safe location after you’ve made the purchase.
Keep the receipt, your order confirmation number, and the tracking number given by the seller. If you have a problem with your order, this information will assist you in resolving it as soon as possible.
- Report scammers and file a complaint with the U.S. Federal Trade Commission and the FBI’s Internet Crime Complaint Center if you are a victim of one. Tip: If you believe you are a victim of identity fraud, the FTC has an identity theft recovery plan.
- Keep your details secure, and remember this general rule: no shopping website should ever request your Social Security number. If a website requests this sort of highly personal information, leave immediately.
- Provide trustworthy sellers with the bare minimum of personal information required to complete a transaction.
- Don’t fall for email scams. You might receive emails or texts promising incredible deals or saying there has been a problem with package delivery.
- Delete any suspicious messages from unknown senders. Furthermore, do not open attachments or click links in messages because they can infect your device or phone with viruses or other malware.
After reading these top 10 tips for safe online shopping, you are now ready to start online shopping, go ahead!
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